Learn more about LoanFinLease and discover our mission to provide secure, transparent, and fast financial solutions.
Please read these Terms & Conditions carefully before using LoanFinLease services or submitting a loan application. By accessing this website, you acknowledge and agree to these terms.
By accessing or using the LoanFinLease website, mobile platform or related services, you agree to comply with these Terms & Conditions. If you do not agree with any provision, please discontinue use of our services immediately.
Loan applications are subject to eligibility criteria including age, employment status, income, identity verification and other applicable requirements. Meeting eligibility criteria does not guarantee loan approval.
Applicants must provide complete, accurate and up-to-date information during the application process. Submission of false, misleading or incomplete information may result in rejection or cancellation of the application.
LoanFinLease may verify applicant information through PAN, Aadhaar, Video KYC, Bank Account verification, Electronic Signatures and other legally permitted verification methods before processing applications.
By submitting an application, you authorize LoanFinLease and its lending partners to obtain your credit report from authorized Credit Information Companies for eligibility assessment and risk evaluation.
Loan approval, sanctioned amount, repayment tenure, interest rate, processing fees and applicable charges are determined after evaluation of the applicant's profile and internal lending policies.
Interest rates, Annual Percentage Rate (APR), processing fees, taxes, documentation charges and any other applicable charges will be communicated before acceptance of the loan. These charges may vary depending on the approved loan product and applicant's eligibility.
Processing fees, convenience charges, statutory taxes and other applicable fees may be deducted from the sanctioned loan amount or collected separately, as specified in the applicable loan agreement and fee schedule.
Approved loan amounts will be disbursed only after successful completion of all required verification, execution of necessary documents and fulfillment of all applicable lending conditions. Disbursement timelines may vary depending on operational checks.
Borrowers are responsible for repaying all dues on or before the scheduled repayment dates. Timely repayment helps maintain a good repayment history and ensures compliance with the agreed loan terms and conditions.
Failure to make repayments by the due date may result in applicable late payment charges, additional interest, recovery actions or reporting to authorized credit bureaus, subject to applicable laws and the executed loan agreement.
Borrowers may request early repayment or foreclosure of their loan, subject to the applicable loan agreement. Any prepayment conditions, charges or benefits will be communicated as part of the approved loan terms.
Customers are responsible for maintaining the confidentiality of their account credentials, OTPs, passwords and personal information. Any activity performed using your registered account shall be deemed to have been authorized by you unless reported otherwise.
Personal information collected during registration and loan processing will be handled in accordance with our Privacy Policy. We implement appropriate security measures to protect customer information and comply with applicable data protection laws.
By using our services, you consent to receive communications, notifications, loan documents, reminders, OTPs and other service-related information through SMS, email, WhatsApp, telephone or other electronic channels, where permitted.
LoanFinLease reserves the right to suspend, reject or terminate any application suspected of fraud, identity theft, document tampering or other unauthorized activities. Such cases may be reported to the appropriate authorities where required.
All website content, logos, graphics, trademarks, software, designs and other intellectual property displayed on this website remain the exclusive property of LoanFinLease or its licensors and may not be copied or reproduced without prior written permission.
LoanFinLease shall not be liable for any indirect, incidental, special or consequential losses arising from the use of this website, temporary service interruptions, technical issues or delays, except where liability cannot be excluded under applicable law.
Users agree to use this website only for lawful purposes. Unauthorized access, data scraping, hacking, reverse engineering, or activities that interfere with website security or functionality are strictly prohibited and may result in legal action.
LoanFinLease reserves the right to modify, update or revise these Terms & Conditions at any time without prior notice. Continued use of the website after such modifications constitutes acceptance of the updated Terms & Conditions.
These Terms & Conditions shall be governed and interpreted in accordance with the laws of India. Any disputes arising from the use of this website or our services shall be subject to the jurisdiction of the competent courts where applicable.
If you have any questions regarding these Terms & Conditions, please contact our Customer Support or Grievance Officer using the contact information available on our Contact Us page. We will make reasonable efforts to address your queries promptly.
By continuing to browse this website, registering an account, submitting a loan application or using any LoanFinLease service, you acknowledge that you have carefully read, understood and agreed to these Terms & Conditions, our Privacy Policy, Disclaimer, Refund & Cancellation Policy and all other applicable policies published on this website.